RETIREMENT PLANNING SOFTWARE DISCLAIMER AND TERMS OF USE
1. FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY
This software and the retirement plans, reports, or projections it generates (the “Plan”) are provided for informational and educational purposes only. Nothing contained in the software constitutes professional investment, legal, tax, or accounting advice. You should not rely on the Plan to make financial decisions without first consulting a qualified financial professional who is aware of your specific circumstances.
2. HYPOTHETICAL AND NON-GUARANTEED OUTCOMES
IMPORTANT: The projections generated regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. All calculations are based on simulations and assumptions regarding market returns, inflation, and other economic factors that may not be realized. Actual results may vary significantly.
3. NO FIDUCIARY RELATIONSHIP
The use of this software does not create a fiduciary, client, or professional relationship between you and the software provider. The provider is not acting as a “fiduciary” under the Employee Retirement Income Security Act of 1974 (ERISA) or any other law unless specifically agreed upon in a separate written contract.
4. RELIANCE ON USER-PROVIDED DATA
The accuracy of the Plan is entirely dependent on the quality and completeness of the data you provide (e.g., assets, age, spending goals). The provider has not independently verified this information and is not responsible for inaccuracies resulting from incorrect or outdated user input.
5. RISK OF LOSS AND MARKET VOLATILITY
All investments involve a degree of risk, including the possible loss of principal. Past performance of any security, index, or investment product is no guarantee of future results. Market conditions fluctuate and may supersede the trends used in the software’s simulations.
6. NOT AN OFFICIAL ACCOUNT STATEMENT
This software is intended to complement, but not serve as a substitute for, official account statements, transaction confirmations, or tax documents. It may not reflect all of your holdings, transaction costs, fees, or taxes, which can reduce your actual returns.
7. “AS IS” WARRANTY AND LIMITATION OF LIABILITY
THE SOFTWARE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE PROVIDER DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE PROVIDER SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING OUT OF YOUR USE OR INABILITY TO USE THE SOFTWARE.
Privacy Policy for Future Paycheck, LLC.
Last updated: 2/15/2026
1. Information We Collect
The only personal information that we collect when you voluntarily express interest in our products, or otherwise contact us, includes name, email address, and telephone number from texting. This information is discarded in 60 days
2. We do not share Your Information
We do not share your personal information in any form, or for any reason.
3. Security
We use commercially acceptable methods to protect your personal information, but no method of transmission over the internet is 100% secure. Emails and texts have the normal protections provided by carrier companies.
4. Data Retention
We retain your personal correspondence information for 60 days, only for the purpose of contacting you with solutions to any problem you may have had., Then we trash it.
5. Your Data Protection Rights
Depending on your location, you may have the right to access, correct, or request the immediate deletion of your personal data.
6. Updates to This Policy
We may update this policy from time to time. Continued use of the software constitutes acceptance of any changes.